Top Lawyer’s Tips for Protecting your Rights after a Motor Vehicle Accident — and other Mishaps

Tip No. 1: Obtain the other driver’s license, vehicle and insurance information.  Police often assist in handing out an “Exchange Report.”   Preserve the police identifying details, including the case and report number.

Tip no. 3:  Fault should not be admitted even if you feel bad.  Offer to the police your facts and not conclusions.  This can be a matter of legal interpretation from the circumstances.

Tip No. 4:  Take photos of both vehicles and the scene including traffic signs and lights.  Also, take photos of the injuries.

Tip No. 5: Find out your insurance coverages.  You can make a personal injury protection claim under your policy in Maryland.   Called PIP for short, coverage — if not waived — includes part of your wage loss at 85% of the amount and reasonable medical and hospital bills.  An attorney can assist you with the forms.

Tip No. 6:  Make a list of all of your treating personnel.

Tip No. 6: Since memories fade with time, keep a log of the way your injuries have had an impact on your life.

Tip No. 7: Having an attorney can be of benefit in preserving a chronology of the event and treatment history, as well as completing the forms.

Tip no. 8:  Do not give a recorded statement to the insurance company for the opposing driver, even if the fault appears to be clear to you.  You will never receive a copy in all liklihood.  And, later on, what you say will surprise you, as the extent of future treatment and the nature of your injuries may not be known at the onset.